OPPORTUNITY IS KNOCKING in highly coveted NW Bradenton with an assumable $121k FHA loan at 3.75% for owner occupants, NO short-term rental restrictions (VRBO!), NO deed restrictions-and all only minutes to the BEACH! This TRUE 3-bed, 2-bath BLOCK home is ready for a fresh start (due to deferred maintenance...plan on a new roof & AC) and priced accordingly. With no awkward garage or patio conversions, you avoid paying a premium for a semi-remodel that isn't your style or wasn't done properly-just...OPPORTUNITY IS KNOCKING in highly coveted NW Bradenton with an assumable $121k FHA loan at 3.75% for owner occupants, NO short-term rental restrictions (VRBO!), NO deed restrictions-and all only minutes to the BEACH! This TRUE 3-bed, 2-bath BLOCK home is ready for a fresh start (due to deferred maintenance...plan on a new roof & AC) and priced accordingly. With no awkward garage or patio conversions, you avoid paying a premium for a semi-remodel that isn't your style or wasn't done properly-just SOLID BONES (from back when homes were built to last) and a layout you can modify and update to your taste on your own timeline. Inside, you'll find surprisingly large bedrooms, plenty of closet space, a living/dining combo, and an additional dining/family room off the galley kitchen. This flexible layout offers plenty of potential for a big kitchen, great room, home office, or playroom-just bring your imagination and your general contractor. Then step outside to a LARGE FENCED YARD that provides privacy and plenty of room for pets or little ones to run. Thanks to the OVERSIZED .32-acre homesite, TWO-CAR attached garage, extended parking pad, and no deed restrictions, there's ample space for extra cars, RVs, or boats. And with Warner's Bayou and Palma Sola Causeway BOAT RAMPS just minutes away, you can be on the Manatee River, Palma Sola Bay, the Intracoastal, or the Gulf in no time. This location is truly unbeatable. In the heart of NW Bradenton, you're close to every SHOPPING AND DINING convenience imaginable, plus Blake Hospital, downtown Bradenton, and numerous parks-including GT Bray Park (with 20 pickleball courts), Bradenton Riverwalk, Desoto National Memorial, Palma Sola Botanical Park, and Robinson Preserve (a great place to hike, bike, and kayak). And of course, the sugar-sand beaches of ANNA MARIA ISLAND are only minutes away. If you're looking for a GREAT DEAL on a great house in an A+ location, this is it, and best of all, it's priced to sell, so don't wait.