POSSIBLE SELLER FINANCING Charming 2-bedroom, 1-bathroom home at 3851 Coconut Dr, St. James City, FL, is a waterfront paradise! Nestled on a desirable wide sailboat access canal, enjoy direct Gulf access with no bridges, perfect for maritime enthusiasts. The home features granite countertops, newer refrigerator, and A/C split units. Relax on the porch with stunning sunset and water views. The partially fenced yard offers privacy, and with no HOA, enjoy flexibility. Located minutes from the Intra...POSSIBLE SELLER FINANCING Charming 2-bedroom, 1-bathroom home at 3851 Coconut Dr, St. James City, FL, is a waterfront paradise! Nestled on a desirable wide sailboat access canal, enjoy direct Gulf access with no bridges, perfect for maritime enthusiasts. The home features granite countertops, newer refrigerator, and A/C split units. Relax on the porch with stunning sunset and water views. The partially fenced yard offers privacy, and with no HOA, enjoy flexibility. Located minutes from the Intracoastal Waterway, explore nearby islands like Sanibel, Cayo Costa, and Captiva. A golf cart-friendly community with great nearby restaurants and marinas. Ideal for year-round living, seasonal retreat, or investment!